2016 Small Steps, Big Change

   I have big goals for 2016, building up our savings, paying down our 2 loans faster (Student loan and 1 car loan.) Radically reducing how much we buy. Taking my health/fitness to the next level, moving my business forward and making better choices with my time. HOWEVER against all advice on setting goals, I’m NOT setting […]

2 Kids and a $100.00 Christmas budget.

I’ve talked a lot about my family wanting to spend money on experiences over stuff. That being said, and in direct contradiction, a big love language in my family is giving and receiving gifts. Taking all of that into consideration I’m very happy with my girls Christmas gifts this year. We modified the Want, Need, Wear, Read plan to […]