Its tax season and this year we had no idea how to do our withholdings so we just kept them the same. With baby #2 arriving in September this of course caused an overpayment and we got a refund. We were able to make our first extra payment towards the student loan debit and it felt great!
We have many more extra payments to come, this one only covered 1/20th of what we owe them (yes I’m being vague on purpose.) However it felt great to start in such a big way, I can’t wait to see how fast we are able to knock this baby out.